How to Have a Great Morning Routine

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It’s the beginning of a new school year for us and many of you. With that, come new routines — whether you are homeschooling or your kids are going to school in-person.

In this episode, Jesse and I share strategies for having a better morning routine and how to set up a morning routine that serves you and your family well.

We talk about why a successful morning begins the night before, how to tackle the hardest things first, and the importance of creating more than one morning routine.

Say what? More than one routine?

Yes, you read that right. Curious what we mean? Be sure to listen in!

We also share an update on Champ, why Jesse is loving long drives, a new exercise “program” Jesse inspired me to start, why I’m loving velvet hangers, and a book I’m reading right now.

In This Episode: 

[00:33] The babies are joining us for this one! We give a quick update on Champ.

[03:45] What Jesse inspired me to start recently.

[05:36] Taking long drives is saving Jesse’s life this week.

[07:32] Velvet hangers are saving my life.

[09:05] I have been reading You Be You by Jamie Ivey.

[13:29] A great morning starts the night before.

[14:30] Waking up to a clean house is the best. Here’s how to make it happen…

[14:50] How I plan my days using Google calendar and the difference this makes.

[16:27] What a simple morning routine looks like.

[18:06] Do the hardest, most important things first.

[21:39] Let’s talk about why a routine isn’t a schedule.

[24:10] Your morning routine is not set in stone. It is to serve you.

[26:58] What are the things that could consistently interrupt your mornings? Let’s plan for the interruptions so they don’t disrupt our days.

Links and Resources:

How to Listen to The Crystal Paine Show

The podcast is available on iTunesAndroidStitcher, and Spotify. You can listen online through the direct player here. OR, a much easier way to listen is by subscribing to the podcast through a free podcast app on your phone. (Find instructions for how to subscribe to a podcast here.)

Ready to dive in and listen? Hit the player above or search for “The Crystal Paine Show” on your favorite podcast app.

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How to Teach Your Teens About Budgeting

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We have a teen who is earning money various ways and starting first part-time job. We want to teach her budgeting. Putting money into a car, college, clothing etc. Do you have any suggestions of some proven methods of free spreadsheets or website to utilize with her? Need something so she can see savings progress and also what she is spending. -Laurie

What a great question, Laurie! It just makes my heart happy that you are teaching your daughter about budgeting while she is young. So many adults would be in a much better financial position if their parents had encouraged them to start budgeting from an early age.

Here’s my advice on how to teach your teens about budgeting:

1. Set a Great Example

One of the best things you can do for your child or teenager to help them learn financial skills is to model great financial skills before them. Let them see you being thoughtful and intentional about your purchases.

Let them see you waiting to make a purchase until you can afford it, or getting creative to find ways to pay cash for something, or being wise with your money so you have more to give generously.

By the way, if you don’t have a budget that your family follows, now is the best time to do so. Don’t expect something of your teen that you aren’t also doing yourself! 🙂 I highly recommend reading The Total Money Makeover by Dave Ramsey if you need a starting place for setting up a budget.

For more encouragement, read my post on 6 Things My Grandpas Taught Me About Financial Success.

2. Talk About Finances Openly

Many families aren’t very upfront about their finances with their kids. And I think this does a disservice to your children.

I’m not saying you need to share all the details about how much you make and spend, but where appropriate, I think it’s so helpful to bring your kids into financial discussions.

Talk to them about how you’ve set up your budget. Show them what’s working for you. Bring them with you when you go to the bank. Explain why you’ve chosen not to use credit cards or why you pay with cash or why you buy used cars.

For more encouragement, read this post on 4 Ways to Teach Your Kids Money Management.

3. Set Up a Budget Together

Help your kids set up a budget from the time they start earning money. You can use a basic budgeting spreadsheet like this one. If you want something a little more complex (or your teen is more of a techie!), there are a lot of apps they can use for budgeting. (Here are 6 different apps to check out.)

Our family uses the You Need a Budget program and we can’t sing its praises highly enough. We use it for our personal budget and our business budget and have also used it with one of our kids who wanted to use it for budgeting.

I’d recommend sitting down together and making out a basic plan of what percentage of their income they want to save, give, and spend. Then, break those down even further by mapping out what their expenses are each month.

Once you have this in place, then it should be pretty simple for them to divvy up their paycheck every week/month into the proper budget categories. If possible, pick some kind of program or spreadsheet that allows them to constantly have a running total of how much they have left to spend in each budget category. (This is why we love YNAB!)

By the way, YNAB offers a free year of their program to college students!

For more encouragement, read my post on 3 Practical Ways We’re Teaching Our Kids About Money.

4. Provide Accountability

When your teen is first learning how to set up a budget, they’ll probably need lots of help from you. You can totally hold their hand at first, but as much as possible, have them be responsible for setting things up, planning out their goals, thinking longterm, and actually doing the work of inputting what they make and spend.

Remember: your goal should be to raise responsible adults not co-dependent kids, so don’t micro-manage their budgeting. Instead, just provide oversight and accountability for them to develop the habit of budgeting.

For more encouragement, read this book on Why We Let Our Teenager Manage Our Budget.

5. Let Them Make Mistakes

It’s easy and natural as parents to want to protect our kids from getting hurt or making mistakes. However, I’d much rather my kids make small mistakes when they are young in order to hopefully prevent much larger mistakes when they are older.

Want more tips on what we are doing with our kids? Listen in to our podcast episode where Jesse shares how we are teaching our kids to be responsible with money as they get older.

What advice or suggestions do you have for Laurie? What are your best tips for teaching teens how to budget?

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Free LEGO Life Magazine Subscription!! Got Lego Kids??!!

If you have kids who love all things LEGO, did you know you can sign them up for a completely free LEGO magazine subscription?! This makes our list of the top magazine subscriptions for kids! {Don’t forget to check out our LEGO Gift Guide and all the recent LEGO Deals!} Free LEGO magazine subscription

Free LEGO Magazine Subscription

If you have kids who loves LEGOS, I just wanted to remind you about this great FREEBIE! Did you know you can sign up for a completely free LEGO magazine subscription?! There are no strings attached and it’s 100% free! (Well, other than the fact that there’s definitely some marketing and advertising built into each issue about the newest kits coming out…so your kids might get really excited about new LEGO sets that are on the horizon! ;)) Your first issue will arrive within 6-16 weeks. kids looking at cool creations

What is LEGO Life Magazine?

This magazine used to be called LEGO Club Magazine but in recent years has rebranded to LEGO Life Magazine. It’s designed for kids between the ages of 5 and 9 years old. And after providing your child’s birth date, they will receive this FREE magazines 4 times per year until they are no longer within the age limit window. (And after that, they can download the free LEGO Life app to use!) Each issue is filled with stories, activities, posters, comics, contests, creative building ideas, and more! Kids can even submit their own creations to possibly appear in the magazine! Kid Holding LEGO Magazine

Our Kids Loved LEGO Magazine

When they were younger, our kids absolutely loved this magazine. It was always one of their very favorite magazines to get in the mail, and it was SO fun for them to get some of their own snail mail! I have fond memories of our three older kids pouring over the latest LEGO issue and reading it from cover to cover — especially Kathrynne! This magazine provided hours of entertainment for all of our kids without spending a dime! Free LEGO Life Magazine

Go here to sign your kid up for a FREE subscription!

Our Best Advice for Brand-New Homeschool Parents

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This school year looks a lot different for many families. Some of you are never planned to homeschool and your school went virtual so you’ve been unexpectedly doing school at home. Some of you made the choice to homeschool this year as that was what you felt was the best choice for your family.

In this week’s podcast episode, Jesse and I share some of our best advice for brand-new homeschool parents. While we are currently not homeschooling, we have been asked again and again to share some encouragement that we gleaned from our 6+ years of homeschooling and from being homeschool graduates ourselves.

We talk about how your attitude affects your kids, how to keep things simple in your homeschooling, how to make education a way of life, and why teaching character is much more important than having the perfect curriculum.

In This Episode: 

[00:33] A quick life update and what we’ve been up to recently.

[05:30] Jesse has started adding collagen into his diet and he shares more about that this week.

[07:01] Baby Signing Time is saving my life right now.

[10:34] I have been listening to Be the Bridge by Latasha Morrison.

[12:33] To all brand new homeschool parents, remember your attitude sets the tone for your home.

[14:42] Even if you don’t feel confident or excited, fake it until you feel it.

[17:43] Don’t be a slave to someone else’s schedule or the way they homeschool.

[22:50] Character trumps curriculum.

[25:27] Life is the best classroom.

[27:21] And a word on “writing your own headlines”.

Links and Resources:

How to Listen to The Crystal Paine Show

The podcast is available on iTunesAndroidStitcher, and Spotify. You can listen online through the direct player here. OR, a much easier way to listen is by subscribing to the podcast through a free podcast app on your phone. (Find instructions for how to subscribe to a podcast here.)

#coupons #deals #shopping #extremecouponing #couponing #freebies #grocerystoreads #grocerystorematchups #matchups #discounts #savings

How to Have the Ultimate Family Movie Night at Home

This post may contain affiliate links. Read my disclosure policy here.

Why spend a ton of money at the movie theater when you can have an at-home movie night that’s just as fun and doesn’t break the bank? Plan the ultimate family movie night at home with these great tips and tricks!

Ultimate Family Movie Night at Home

Guest post from Ivana of Find Your Mom Tribe:

Before my husband and I received the coveted titles of Mom and Dad, a weekly night at the movies was our thing. We’d get tickets to the blockbuster of the week, eat overpriced snacks (or sometimes sneak a Reese’s cup in here and there), and have a fab time.

After our kids arrived, however, we had to get very creative with our movie night ideas. At first when they were babies, watching a full movie in one sitting seemed like a relic of a time gone by.

But now that they are older, we have lots of fun watching different movies as a family – mostly at home, though, since frequent trips to the movie theater as a family of four would definitely break our budget!

Besides, with so many streaming services available, it’s easy to plan a fun family movie night at home. (And if your kids start crying — or worse, fighting — you won’t have to deal with the glares of the entire movie theater).

movie night popcorn in bowls

How to Have the Ultimate Family Movie Night at Home

Over the past few years, we have really improved our family movie night game and I would love to share some ideas with you! And maybe they’ll become a family ritual in your household as well.

1. Make a concession stand.

Snacks are key for any movie-watching experience! You can always just get some popcorn, a couple of packs of M&Ms, some soft drinks, and call it a day.

But what we do to make it really fun is turn our kitchen into a concession stand! It doesn’t have to cost you a fortune either. I just use some colorful cardboard paper and a Sharpie to make a sign. Bonus points if you have some glitter glue to really kick things up a notch!

Years ago, I bought a few reusable popcorn tubs at the Dollar Store and they’re perfect for this sort of occasion, as they really make the kids feel like they’re at the movie theater.

My husband usually takes charge of running our DIY concession stand and we give the kids Monopoly money to “pay” for their snacks and drinks. (Don’t worry, we’re not as bad with the prices, although you could argue it would be a valuable life lesson!)

As we’re still trying to keep our kids from eating too much sugar, we try and only “sell” healthy snacks and drinks to our kids. The funny thing is, I think we could serve them broccoli like this and they would still eat it since they love role-playing so much.

It’s also important to set some ground rules so that you’re not getting up every 10 minutes to get something from the kitchen once the movie starts.

In our house, we usually take a break when the movie is halfway through so that everyone can get refills and run to the bathroom. Ten minutes is typically more than enough time for the whole family to take a break and gather back in the living room to watch the second half of the movie.

2. Design your own movie tickets.

Since the whole point of organizing a family movie night is to create fond memories for our kids to look back on, I also like to create “movie tickets” to give to the kids that they can hold onto as a keepsake.

Again, it doesn’t have to be anything too fancy – you can draw them by hand and color them with your kids as a fun activity.

But if you would like to go all out (and have a bit of experience using design tools or don’t mind learning), you can use computer software to design and print the tickets.

Personally, I love using Pixlr because it’s free, online (no need to download and install anything), and great for beginners!

With a bit of trial and error, you will get the hang of it pretty quickly and your kids will have really cool tickets to remind them of some great family moments.

If you’re short on time and can’t design your own, you can Google and find some free movie ticket printables to use.

family having a movie night on the couch with popcorn

3. Transform your living room.

One of my favorite movie night ideas is to give your living room a fun (but still reversible!) makeover to make the night even more memorable. We usually blow up our air mattresses, place them on the floor, and cover them either with old blankets or bed sheets.

In any case, I try and avoid the couch for one reason only – our kids are still quite clumsy and if they end up spilling their drink, it’s not as big of a deal. Plus, it’s much easier to get rid of any runaway popcorn or chips!

We also like to get all of the cushions out and arrange them on the mattresses so that everyone can lean back and get a comfy seat.

Or you can make a giant blanket fort for extra coziness! Just get the chairs out of the kitchen, drape them with all the blankets you can find and you’re good to go!

As a finishing touch, it’s nice to hang some inexpensive string lights to create a cozy atmosphere.

4. Take it outdoors.

With summer right around the corner, one of the best at-home movie night ideas is to take it outside, although you might need a couple of extra gadgets for an outdoor movie night, such as a projector.

The good news is that these types of movie projectors are pretty affordable these days and you can use them indoors as well, so it’s good value for money.

This is also a perfect opportunity to invite the neighborhood kids over! Just make sure to tell everyone to bring a foldable garden chair or sleeping bag with them unless you want to spend days removing grass stains out of blankets.

5. Go offline.

When I say “go offline”, I don’t mean canceling your Netflix subscription and digging up old DVDs and VHS tapes.

Instead, grown-ups should put their phones on silent mode at the very least, although my husband and I make a point of turning the WiFi off on our phones during family movie nights.

Whatever work-related text pops up during those two hours can definitely wait, and all kids deserve to have time with their parents being fully present for the family fun!

Family Movie Ideas

What Movies to Watch

My husband and I often use the family movie night as an excuse to rewatch all the movies we liked when we were growing up. But our kids end up loving them just the same most of the time, so I don’t feel like we’re in the wrong here!

Of course, we always make room for the kids. I can’t count the number of times we watched Cars and Frozen (I know that my daughter wore her Elsa costume for at least 50 percent of those viewings) and luckily there is no shortage of good kids’ movies coming out on a yearly basis.

When it comes to movie night ideas with kids, you just can’t go wrong with an animated Disney movie or a beloved kids’ classic.

Here are some of our personal faves:

  • Ratatouille – I could watch this story of Remy, a rat who dreams of working as a chef, any day, anytime;
  • Moana – My seven-year-old daughter loves this one and knows all the words to “How Far I’ll Go”;
  • The Lego Movie – If you haven’t watched this one yet, do yourself a favor and do it ASAP! It’s genuinely hilarious for all ages and I guarantee you’ll have the “Everything Is Awesome” theme song stuck in your head for days;
  • Toy Story 3 – Any movie in this franchise is gold in my opinion, but the third installment in this series gets the most rotation in our household which is why I picked it over the others;
  • Wall-E – Way more than just a kids’ movie, Wall-E does an amazing job at teaching little ones about the importance of protecting our environment;
  • Harry Potter – This is a classic that we haven’t introduced to our kids for one simple reason – they’re still a bit too young, but we’re definitely counting down the days until they get to watch it for the first time!
  • Shrek – Any movie with a talking donkey in it is an Oscar-worthy movie if you ask us. On a serious note, though, Shrek belongs to a category of kids’ movies that even grown-ups will fully enjoy!
  • Finding Nemo – Who knew fish could be so funny and heartwarming at the same time? Apart from being a classic, it was my son’s favorite for the longest time, so I couldn’t leave it out.

A family movie night at home is guaranteed fun for your kids, even when you’re on a budget. Plus, it creates a kind of warm, family atmosphere that makes for wonderful memories later on in life!

Whether you decide to go all out or keep it simple with some snacks and comfy pajama pants, there’s always a way to incorporate fun movie night ideas into your family tradition – and it’s never too late to start!

Ivana Davies is an educator turned stay-at-home mom. She’s a proud mom of a beautiful 7 year old girl and a playful 5 year old boy. Since she didn’t have a clue about raising kids, she had to learn it all in a hard way. Ivana managed to find so much information online and it inspired her to turn to blogging to share her experiences and struggles as a mom. Her blog, Find Your Mom Tribe, is here to help you connect with other moms, as well as to share mom hacks, information, and tools to help you on this parenting journey.

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Parenting a Passive Child (our best tips!)

A few weeks ago, Jesse and I recorded a podcast episode sharing our thoughts on parenting a strong willed child (or a “strong child”, as we prefer to call them). We got so many great responses from people about that episode, but one was a question from a mom asking if we could talk about how to parent a child with the opposite type of personality — one that is more passive and people-pleasing.

This was such a great suggestion and Jesse and I loved getting to talk about this and give some ideas and suggestions that we’ve learned over the years from parenting our child who is more on the passive side. I’ve had to learn to slow down, listen better, and not try to push them to make a decision before they are ready. It has been so good for my fast-moving, quick-thinking personality and I’ve learned so much by doing so.

In this episode, we share lessons we’ve learned, how changing our perspective allows us to parent with greater patience and understanding, and how much our passive child has taught us.

We also share some life and family updates, an app Jesse is loving, how protein is making such a difference for me (and why I changed my mind about collagen!), and the audiobooks we’re both listening to!

In This Episode:  

[02:16] A little family update + what our topic is today.

[06:32] The Couch to 5k App is saving Jesse’s life… again!

[08:02] Protein is saving my life.

[11:33] I’ve been reading The Way I Heard It by Mike Rowe.

[13:43] Jesse is still on Scribd and is listening to Vince Flynn’s series.

[15:42] We received an email from a listener asking about how to parent a child who has a quieter more passive personality. 

[16:57] How you communicate your conviction will look different from person to person.

[19:56] People-pleasing can be positive or negative.

[23:41] Let them take their time in making decisions.

[26:11] Listening is a lost art. You have to show that you value what they have to say.

[27:44] Learn about their personality and call out their strengths.

[29:47] Love them for who they are.

Links and Resources:

How to Listen to The Crystal Paine Show

The podcast is available on iTunesAndroidStitcher, and Spotify. You can listen online through the direct player here. OR, a much easier way to listen is by subscribing to the podcast through a free podcast app on your phone. (Find instructions for how to subscribe to a podcast here.)

Ready to dive in and listen? Hit the player above or search for “The Crystal Paine Show” on your favorite podcast app.

#coupons #deals #shopping #extremecouponing #couponing #freebies #grocerystoreads #grocerystorematchups #matchups #discounts #savings

How to Effectively Talk to Your Spouse About Money

This post may contain affiliate links. Read my disclosure policy here.

As promised, Shaunti Feldhahn is joining me on the podcast this week to talk about marriage and money. Shaunti and her husband Jeff are researchers who have worked together for years on numerous books and research projects.

Their latest project surveyed thousands of couples on the topic of marriage and money. Throughout three years of research, they discovered five game-changing insights on what is at the root disagreements and tension surrounding relationships and money.

In their latest book, Thriving in Love and Money, they share their findings and how we can learn to get on the same page with our spouse when it comes to money by changing our mindset and approach. They also share how these insights helped to change their relationship — and many other relationships.

If you struggle to have money conversations between you and your spouse, this is the episode for you. Learn more about the psychology behind our money beliefs and why being able to talk about money with your spouse is one of the key factors in strengthening your relationship… even moreso than having a great nest egg in the bank.

In This Episode: 

[02:31] How did Thriving in Love and Money come to be?

[04:56] How the process of researching and writing this book affected Shaunti’s relationship with her husband. 

[06:39] One of the best ways to go through this book is at the same time with your spouse. Learn why.

[08:10] What are the 5 insights detailed in the book? 

[12:19] How many people were surveyed and interviewed in this project? 

[13:52] Shaunti shares the first steps you should take to start opening up channels of communication with your spouse.

[18:34] Listen as I share one of my favorite pieces of the book and why. 

[20:57] Many of us subconsciously believe that our views are right and alternative views are wrong. Here’s how to overcome the tensions that can come from disagreements.

[23:22] Why Shaunti believes that being able to talk about money is more important than having a cushion in your budget when strengthening your relationship. 

Links and Resources:

How to Listen to The Crystal Paine Show

The podcast is available on iTunesAndroidStitcher, and Spotify. You can listen online through the direct player here. OR, a much easier way to listen is by subscribing to the podcast through a free podcast app on your phone. (Find instructions for how to subscribe to a podcast here.)

Ready to dive in and listen? Hit the player above or search for “The Crystal Paine Show” on your favorite podcast app.

#coupons #deals #shopping #extremecouponing #couponing #freebies #grocerystoreads #grocerystorematchups #matchups #discounts #savings

5 Inexpensive Ways to Have Fun at Home

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This post may contain affiliate links. Read my disclosure policy here.

Looking for fun things to do at home with kids that don’t cost a ton of money? Check out this list of great inexpensive ways to have fun at home!

Psst! Looking for more ideas? Check out these creative ideas for family fun at home, these frugal vacation-replacement ideas, and these budget-friendly summer fun activities. And don’t miss our family’s top 5 favorite board games!

fun things to do at home with kids

Guest post from Bella of Bella’s Money Café:

As social distancing recommendations continue, we have found ourselves spending more time than usual at home as a family.

To keep ourselves entertained, we have come up with some fun activities that have introduced quite a bit of laughter into our lives at a surprisingly low cost!

Inexpensive, Fun Things to Do at Home With Kids

If you’re looking for some creative, fun activities to do together as a family while at home, these are our top 5 favorites we’ve really enjoyed lately…

1. Puzzles

We are a family fond of puzzles because we love the challenge!

The sense of accomplishment when we finally finish one and the joy of working together keep bringing us back to puzzles.

If you have little ones at home, you can still get them involved by asking them to find the edge pieces or to help finish the final few pieces of the puzzle.

The best part is that puzzles are fairly inexpensive even if you buy one online. A 1000-piece puzzle typically costs around $20. However, if you shop a second-hand store, you can often find brand new boxes of puzzles for less than $5!

2. Fort Building

My family found a YouTube video that showed us how to build an epic fort with common household items that we already have — such as pillows, chairs, paper clips, and of course, bed sheets. We even brought some Christmas lights into our fort!

Building a fort is SO fun for kids, too! I remember when I was a kid, every opportunity to not sleep in my own bed was an adventure, and I gladly went to sleep in the fort without my parents’ coaxing.

Additionally, since you probably already have all the key elements on hand at home, it’s probably going to be a completely FREE form of entertainment.

Sometimes all you need is a bit of creativity introduce some excitement into your life with what you already have on hand. And I’ll bet if you ask any kid, they’ll say this is one of their favorite fun things to do at home!

3. Growing Plants

We have recently tried growing some simple plants and have been surprised and delighted by the results.

We started out with soybean sprouts and green garlic since they seemed relatively easy to grow and didn’t require a lot of expensive equipment or raw materials.

Some of my friends have also tried growing lettuce from the leftover stem. Similar to green garlic, you only need the stem, a clean glass with the water level covering the roots (about 1/2 an inch), and sunlight. Within a week, you should be able to see some small leaves growing out of the center of the stem. Once that happens, you can decide to either eat the leaves or, if you want to go one step further, plant the lettuce into the soil for a fully-grown edible plant!

Growing your own plants is such a frugal way to have fun at home with kids!

4. Cooking Competitions

Cooking and baking are always a fun thing to do at home, and kids love to join in. And if you want to take it up a notch, you can try a cooking competition!

We loved doing this as a family. The criteria we set were simple. We were allowed to use all resources available, with some caveats: all ingredients must be already available at home, and we must complete the recipes within an hour.

Whoever got the most votes from others would win the competition AND would not have to wash dishes for a week. For someone like me who isn’t fond of washing dishes, it was a huge incentive! 😉

At the end of the competition, we had a nice salad with bean sprouts we grew, fried rice, spaghetti with meatballs, and some warm banana bread cupcakes. Although these dishes were nowhere near the standards of those in an actual competition, we all had plenty of fun and had a good meal to celebrate at the end.

5. Old-Fashioned Games

Nowadays, we spend more and more of our time glued in front of electronic devices. And games are a great way to bring the entire family together for some screen-free fun.

Old-fashioned, simple games like hide-and-seek and scavenger hunt never get old!

Even as an adult, I still find that these activities bring me joy. For example, my dad found a tiny little plastic toy from the back corner of a drawer, and we have been taking turns hiding it in unexpected places for people to find. The toy has been found in the shower caddy, in the closets, on a hat, or even in a bowl in the dishwasher. Every time someone finds the toy, you can hear a wave of laughter and clapping in the house.

Who would have thought that such a simple and inexpensive trinket could deliver so much fun for adults and kids alike!

All of the above inexpensive activities were thoroughly enjoyed by members of our family, regardless of age.

I encourage you to try some of these in your household. You might just discover some unexpected fun!

Do you have any other ideas for fun things to do at home with kids? I’ve love to hear!

Bella Wanana is a writer passionate about personal finance. She is the proud owner of Bella’s Money Café, where she loves sharing her knowledge of personal finance and money-saving tips and tricks.

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How Do You Pronounce Coupon?

A few weeks ago, I asked on Instagram how people pronounce the word “coupon”. The results of the poll were so interesting:

For the record, I say “Q-pon”. I’m originally from Kansas and it seems like most people there say it that way. (At least the people I was around!)

However, when I started doing radio and magazine interviews, I noticed that it always seemed like the people in media said, “Coo-pon”. I started to wonder if I was the one who had always pronounced it incorrectly.

Come to find out, you can pronounce it either way and both are correct, at least according to Merriam-Webster.

By the way, I thought this pronunciation note on Dictionary.com was funny…

I guess I follow the American pronunciation and am an “educated speaker”. 😉

How do YOU pronounce coupon? Do you think it’s a regional thing or based on something else? I’d love to hear your thoughts!

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Jesse’s Advice for Raising Financially Responsible Kids

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“I would love for you to do an episode with Jesse sometime on how he’s taught your kids about budgeting, money, setting up a bank account, etc.”

This request came in a few weeks ago, and I knew it would be a perfect podcast topic!

So, in this week’s episode of The Crystal Paine Show, I interview Jesse on how has has instilled wise money management principles in our kids — especially as they have gotten older and have begun earning their own money.

He shares his thoughts on budgeting, when to have your kids open up their first bank accounts, how to teach your kids to view money as a tool, why letting your kids handle money from an early age can make such a difference, when he first learned to handle money, how to teach your kids the true value of money and how that translates to real life, and much more. It was fun to get to sit back and listen in as he shared his wisdom and advice.

Also, I should warn you that Jesse and I start the podcast in a bit of an uncharacteristic way… and if this is your first time to listen to one of our episodes, you might be a little, um, caught off guard?? We discuss a surprising discovery about asparagus and urine… and well, it goes a little off the rails. But I hope it makes you laugh! 🙂

In This Episode: 

[00:33] Learn a little bit more about Jesse’s 23andMe results. 😉

[03:26] Pelvic floor therapy is saving my life. 

[08:23] The Scribd App has been saving Jesse’s life and he’s been reading The Kill Artist by Daniel Silva

[12:06] I am reading Thriving in Love and Money

[15:51] When should parents start talking to their kids about money? 

[18:28] Is there a right age or a certain amount of maturity to be on the lookout for? 

[19:18] Which accounts should kids have? 

[20:27] Setting up budgets and spreadsheets.

[22:28] Should you teach your children all the same way or go with their interests and aptitudes? 

[27:26] Why learning the value of money at an early age is so important.

Links and Resources:

How to Listen to The Crystal Paine Show

The podcast is available on iTunesAndroidStitcher, and Spotify. You can listen online through the direct player here. OR, a much easier way to listen is by subscribing to the podcast through a free podcast app on your phone. (Find instructions for how to subscribe to a podcast here.)

Ready to dive in and listen? Hit the player above or search for “The Crystal Paine Show” on your favorite podcast app.

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